Privacy Policy

Welcome to Opus Dei Mortgage Corporation

This Privacy Policy describes what information we collect, how it is used, and how it is shared. Any capitalized terms not defined in this Privacy Policy have the meanings set forth in our Terms & Conditions. If you do not agree with the terms of this Privacy Policy, you may not access or use our Services. If you have any comments or questions, please feel free to contact us.

Core Principles

When it comes to your personal information, we believe in transparency — not surprises. Here are our core privacy principles:

• We do not sell your personal information to anyone. It is simply not the type of business we are in.
• We do not ask for your personal information unless we need it to provide or improve the Services for you.
• We do not share your personal information unless you have specifically allowed it, or for the very limited purposes described below.
• When you use our Services, you trust us with your information, and we take that responsibility very seriously. This Privacy Policy holds us accountable for protecting your rights and your privacy.

Information We Collect

2.1 Account Information

This may include your name, address, email address, and phone number. We use this information in the ways you would expect, such as to set up your account or contact you.

2.2 Third-Party Account Information

If you use third-party services such as social media or photo-sharing services, you may provide us with your account information for those services. We do not store passwords you use to access third-party services. We transmit and may store such account information only as needed to provide the Services, and only in accordance with the terms and policies of those third-party services.

2.3 Communications With Us

When you send us emails or other communications, such as customer support inquiries, we retain those communications and their contents so that we can resolve your inquiries or otherwise assist you.

2.4 Public Comments on the Services

We retain any comments, contributions to discussions, or messages submitted by users of the Services in order to provide the Services.

2.5 Files You Provide Us

When you use the Services, we store, process, and transmit your user content and information related to that content in order to provide the Services, as described in our Terms & Conditions.

2.6 Usage Information

This includes information about your activity on and interaction with the Services, such as your IP address, device or browser type, the webpage you visited before coming to our sites, and identifiers associated with your devices. This information enables us to analyze how the Services are being accessed and used, and to track performance.

2.7 Location Information

Your devices — depending on your settings — may transmit location information to the Services. We use this information to customize, improve, and protect the Services, such as determining local language preferences or geotagging a post.

2.8 Cookies and Other Technologies

We use cookies and similar technologies to remember your preferences, keep you safe, and improve and promote the Services. You can read more in our Cookie Policy, which is incorporated by reference into this Privacy Policy.

How We Share Information

3.1 Third Parties You Authorize

You can give third parties access to your information on the Services. The third party's use of this information will be governed by their own terms and privacy policies.

3.2 Following the Law

We may disclose your information to third parties if we determine that such disclosure is reasonably necessary to comply with the law, protect our rights, or prevent fraud or abuse. We scrutinize law enforcement requests carefully and challenge those that are vague, overbroad, or otherwise unlawful. When legally permitted, we provide users with notice that their information is being requested.

3.3 Others Working for Opus Dei Mortgage Corporation

Opus Dei Mortgage Corporation uses certain trusted third parties to help us provide, improve, promote, and protect the Services. These third parties may access, process, or store your information only for the purposes we have authorized, and we require them to provide at least the same level of protection for your information as described in this Privacy Policy. We may also share aggregated or anonymized information that does not directly identify you.

3.4 Business Transfers

If we are involved in a reorganization, merger, acquisition, or sale of our assets, your information may be transferred as part of that transaction. We do not share data with third parties for marketing or promotional purposes.

How We Protect Your Information

While no service is completely secure, we maintain a dedicated security team focused on keeping your information safe. We employ firewalls, redundant network infrastructure, and regular vulnerability testing. Payment information is transmitted using HTTPS encryption, and we maintain PCI DSS certification.

Data Retention

We will retain your personal information for as long as we need it to provide the Services. You may request that your personal information be deleted at any time by deleting your account or contacting us. Please note that there may be a delay in deleting your information from our servers and backup storage. We may also retain your information in order to comply with the law, protect our rights, resolve disputes, or enforce our agreements.

Data Location

Information that you submit through the Services may be transferred to countries other than where you live — for example, to our servers in the United States. We may also store information locally on the devices you use to access the Services. When we transfer information to third parties outside the US, we require them to provide at least the same level of protection for your information as described in this Privacy Policy.

Your Access Rights

To modify or delete the personal information you have provided to us, log into the Services and update your profile. We may retain certain information as required by law or for necessary business purposes. Upon request, we will provide you with a copy of your personal information that we maintain. This request may be subject to a fee not exceeding the amount permitted by applicable law.

Communications from Us

We may periodically send you service-related announcements and emails related to your transactions. We may also send you marketing or promotional communications, but you can opt out of receiving those at any time by clicking the "unsubscribe" link included in those messages.

End User Information

9.1 Collection and Use

You may use the Services to create or publish sites that have their own end users. We may collect, use, or delete the same types of information described in Section 2 from your end users, on your behalf and at your direction, in accordance with this Privacy Policy.

9.2 Your Relationship With End Users

You are solely responsible for complying with any laws and regulations that apply to your end users' information, including without limitation the posting of your own privacy policy. We are not liable for your relationship with your end users and will not provide legal advice regarding such matters.

9.3 End User Payment Information

Your end users' payment information may be processed via third-party payment processors. We transmit your end users' complete payment information only so that we can pass it to the payment processors you choose to use. We do not collect or store your end users' payment information.

Policy Modifications

We may modify this Privacy Policy from time to time and will post the most current version on our site. If a modification meaningfully reduces your rights, we will notify you in accordance with the procedures set forth in our Terms & Conditions.

SMS Text Message Disclosure

Google Workspace API Usage

We affirm that Google Workspace APIs are not used to develop, improve, or train generalized artificial intelligence or machine learning models. Our application does not retain or use Google Workspace data to train generalized AI or ML models.