SMS & Text Message Policy

Text Messaging Disclosure

When you provide your phone number and agree to receive text messages from us, you are providing express written consent to us — along with our affiliates, agents, and service providers — to contact you regarding your application, loan, or other services via text message or phone call, even if the telephone number you provide is included in a corporate, state, or national Do Not Call Registry.

SMS Consent Communication

The information, including phone numbers, obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

Types of SMS Communications

If you have consented to receive text messages from Opus Dei Mortgage Corporation, you may receive messages related to:

• Responding to your mortgage inquiries
• Providing support on the mortgage application process
• Updating you on your loan status
• Following up regarding required documents for mortgage purposes

Message Frequency

Message frequency may vary depending on the type of communication. For example, you may receive up to 5 weekly SMS messages related to your loan transaction.

Potential Fees for SMS Messaging

Standard message and data rates may apply depending on your carrier's pricing plan. These fees may vary if the message is sent domestically or internationally.

Opt-In Method

You may opt in to receive SMS messages from Opus Dei Mortgage Corporation by submitting an online form and checking the SMS consent box where provided.

Opt-Out Method

You can opt out of receiving SMS messages at any time. To do so, simply reply STOP to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list. Once we confirm your election, you will receive a final confirmation and will no longer receive future SMS messages.

Getting Help

If you are experiencing any issues, reply with the keyword HELP to any text message you receive from us. You can also get help directly from us:

• By phone: (858) 289-0000
• By email: [email protected]

Additional Options

• If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
• Message and data rates may apply.
• You can opt out at any time by texting "STOP."
• For assistance, text "HELP" or visit our Privacy Policy and Terms & Conditions pages.
• Message frequency may vary.

Liability Disclaimer

You understand and agree that we are not, and shall not be, responsible for the effect of any deficiencies that may exist or come to exist on our website or our operations in connection with text messaging. To the maximum extent permitted by law, we hereby expressly disclaim all warranties of any kind, express or implied, including but not limited to the implied warranty of merchantability and fitness for a particular purpose.

You understand, represent, and agree that you are the authorized user of the account for the telephone number you provided to us. You must notify us immediately if you change your telephone number and you agree to indemnify us for any and all claims, expenses, and damages resulting from violations of the Telephone Consumer Protection Act.

Governing Law

By agreeing to use text messaging as a form of communication with us, you agree that the laws of the State of California, without regard to principles of conflict of laws, will govern this communication and any dispute that may arise therefrom. You also agree that any action at law or in equity resulting from this communication shall only be filed in the state or federal courts located in Orange County, California.

Equal Housing Lender